We closed on our construction loan in early February 2008, not without some apprehension, a 2nd lender and appraisal, all in the midst of the mortgage meltdown. But BigSchwa Builders (that's us, owner-builders) is up and running our house project. The Owner Builder Book and forum has been invaluable: http://www.ownerbuilderbook.com/
In the picture, following the footers, the stemwalls and piers for our wood foundation house over crawlspace are completed in February.
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